Medical Plan FAQs

Answers to Commonly Asked Questions

What is a deductible?

  • It is money you pay out of your pocket for medical treatment, services and prescriptions prior to insurance paying your claim.

What services are considered Preventative Care?

  • Adult Physicals
  • Well Childcare & Immunizations
  • Mammography
  • Annual Pap Test & Ob/Gyn Exam
  • Immunizations for Adults
  • Colonoscopy & Sigmoidoscopy Screening for Adults
  • Bone Density Tests

How much do I pay for Preventative Care?

  • Preventative Care is covered in full – No deductibles or copays apply.