Stay Happy & Healthy With Medical Coverage Through Anthem Blue Cross!
Curtis Lumber Co., Inc. offers two medical plans for employees.
Hybrid Plan
Plan Highlights:
- EPO Plan with full medical, hospital and prescription coverage
- Upfront deductible on all services other than preventative
- Deductible of $500 for single and $1,000 for double and family coverage
- Once the deductible is met, copays will apply
- This plan is not eligible for a Health Savings Account (HSA)
Copays for commonly used medical services once deductible is met are listed below:
- Primary Care: $20
- Specialist: $50
- Urgent Care: $35
- Emergency Room: $150
Weekly Rates:
Single: $59.02/$50.17 (Wellness)
Double: $118.04/$100.34 (Wellness)
Family: $153.46/$130.44 (Wellness)
(See below for Wellness Information)
High Deductible Plan with HSA
Plan Highlights:
- Upfront deductible on all services other than preventative
- Deductible of $1,750 for single and $3,500 for double and family
- Once the deductible is met, copays will apply
- This plan is paired with a Health Savings Account (HSA)
Health Savings Account (HSA)
- Tax-advantage member owned accounts that let you save pre-tax dollars for future qualified medical expenses.
- Employees can contribute to their HSA on a weekly basis through payroll (This is highly encouraged).
- Curtis Lumber will contribute 50% of your deductible: single will receive $875, and double & family will receive $1,750. On January 1st: Single will receive $437.50 and $39.77 the first of each month for the remainder of the year; Double & Family will receive $875.00 and $79.55 the first of each month for the remainder of the year.
- HSA account balances roll over each year allowing you to accumulate savings for medical related expenses. If you leave Curtis Lumber, your HSA goes with you.
- Invest your HSA funds once a certain account balance is met.
Copays for commonly used medial services once deductible is met are listed below:
- Primary Care: $10.00
- Specialist: $40.00
- Urgent Care: $35.00
- Emergency Room: $150.00
Weekly Rates:
Single: $50.92/$42.27 (Wellness)
Double: $101.85/$84.53(Wellness)
Family: $129.78/$107.72 (Wellness)
(See below for Wellness Information)
Understanding Health Savings Accounts (HSA) Video: HSA 101
Prescription Plan
Visit Meritan/CVS’s Website
Copays after Deductible:
- $10 Generic
- $45 Brand
- $60 Non-Formulary
- $75 Specialty Drugs
Curtis Lumber’s Wellness Program
To save money on medical plans, Curtis Lumber offers a Wellness Program. Each year, you must do certain activities in order to take advantage of the discount:
- Annual Physical
- Two elective activities: such as dental cleaning, eye exam, vaccine, cancer screen, etc.
- If your spouse is on your medical plan they must also complete activities