Medical Benefits

Stay Happy & Healthy With Medical Coverage Through Anthem Blue Cross!

Curtis Lumber Co., Inc. offers two medical plans for employees.

Hybrid Plan

Visit Anthem’s Website

Machine Readable Files

Plan Highlights:

  • EPO Plan with full medical, hospital and prescription coverage
  • Upfront deductible on all services other than preventative
  • Deductible of $750 for single and $1,500 for double and family coverage
  • Once the deductible is met, copays will apply
  • This plan is not eligible for a Health Savings Account (HSA)

Copays for commonly used medical services once deductible is met are listed below:

  • Primary Care: $20
  • Specialist: $50
  • Urgent Care: $35
  • Emergency Room: $150

Weekly Rates:
Single: $72.048/$61.61 (Wellness)
Double: $144.95/$123.21 (Wellness)
Family: $188.44/$160.17 (Wellness)
(See below for Wellness Information)

High Deductible Plan with HSA

Visit Anthem’s Website

Machine Readable Files

Plan Highlights:

  • Upfront deductible on all services other than preventative
  • Deductible of $2,000 for single and $4,000 for double and family
  • Once the deductible is met, copays will apply
  • This plan is paired with a Health Savings Account (HSA)

Health Savings Account (HSA)

  • Tax-advantage member owned accounts that let you save pre-tax dollars for future qualified medical expenses.
  • Employees can contribute to their HSA on a weekly basis through payroll (This is highly encouraged).
  • Curtis Lumber will contribute 50% of your deductible: single will receive $1,000, and double & family will receive $2,000. On January 1st: Single will receive $500 and $45.46 the first of each month for the remainder of the year; Double & Family will receive $1,000 and $90.91 the first of each month for the remainder of the year. That’s right! Curtis Lumber is giving you money!
  • HSA account balances roll over each year allowing you to accumulate savings for medical related expenses. If you leave Curtis Lumber, your HSA goes with you.
  • Invest your HSA funds once a certain account balance is met.

Copays for commonly used medial services once deductible is met are listed below:

  • Primary Care: $10.00
  • Specialist: $40.00
  • Urgent Care: $35.00
  • Emergency Room: $150.00

Weekly Rates:
Single: $61.09/$50.70 (Wellness)
Double: $122.17/$101.40 (Wellness)
Family: $155.82/$129.33 (Wellness)
(See below for Wellness Information)

Understanding Health Savings Accounts (HSA) Video: HSA 101

Prescription Plan

Visit Meritan/CVS’s Website
Copays after Deductible:

  • $10 Generic
  • $60 Brand
  • $75 Non-Formulary
  • $100 Specialty Drugs

Curtis Lumber’s Wellness Program

To save money on medical plans, Curtis Lumber offers a Wellness Program. Each year, you must do certain activities in order to take advantage of the discount:

  • Annual Physical
  • Two elective activities: such as dental cleaning, eye exam, vaccine, cancer screen, etc.
  • If your spouse is on your medical plan they must also complete activities